Finance & Subsidy
HOME LOAN
To avail Loan for purchasing a new home, renovation of existing home, built home on own plot, purchase a plot, Extent current home.
Owning a home is dream of every one and this dream loan knows as Home loan. Home loan is always valuable because of its long tenure repayment, cheap interest rate, and high loan amount, interest deduction in income tax, no pre payment charges and many more big benefits. Home loan is availed to own a new dream home.
MORTGAGE LOAN
Mortgage loan is valuable loans because of its long tenure repayment, cheap interest rate, higher loan amount, interest deduction in income tax return, part re – payment facility with nil charges (up to 25% of outstanding loan amount once in a financial year) and many more big benefits. Mortgage loan is availed to grow business, renovation home, and medical expenses, reduce debts of unsecured loans, etc.
PROJECT LOAN
Project Loan is given by the lending institution or banks to the borrower for the purpose of business expansion, reconstruction etc. Project loan is also available to acquire the fixed assets like land & building, plant & machinery etc. Project Loans are available to the existing business or industrial houses for growth purpose and equally available to the new business entrants in form of seed or startup capital.
BUSINESS LOAN
Unsecured loans given by the banks and by NBFC (Non Banking Financial Company) to businessman without taking any collateral security is called as business loan. Business loan are very useful to grow your business, credit card payments, dream tours, shopping or marriage, medical treatment, festivals etc. This kind of cash can be obtained easily via Business Loans. Business loan is not valid loan for start a new business or investment in shares and commodities etc.
PERSONAL LOAN
Unsecured loans given by the banks and by NBFC (Non Banking Financial Company) without taking any collateral security is called as personal loan. Personal loan are very useful to fulfill your personal purposes, overdue credit card payments, dream tours, shopping or marriage, medical treatment, festivals etc. This kind of cash can be obtained easily via Personal Loans. Personal loan is not valid loan for start a new business or investment in shares and commodities etc.
CASH CREDIT
Business organizations need funds in order to meet their monetary requirement. Funding provided by banks for this purpose can either be long term or short term. Nowadays individuals/entities choose short term loan facility, in the form of cash credit . Cash Credit is a type of facility provided by the bank or financial institution in which, a company can withdraw an amount more than what he holds to his credit against the security of stock.
SUBSIDY
A Sole Proprietorship form of business organisation is where a business is managed by a single person. Generally, it does not require any registration as such. Any individual who wants to start a business with less investment can choose this type of business form.It is very easy to start a sole proprietorship in India as it has very few regulatory compliances for conducting businesses. Proprietorship registration is ideal for the entrepreneurs who are getting into the business for small businesses with very few clients. The liability of the sole proprietorships is limited and they also do not have perpetual existence.